Insurance Sales OS
Accelerate online insurance sales for carriers that want measurable growth.
Kairo orchestrates the full customer journey from pre-sales to post-sales with AI-assisted messaging, guided flows, and actionable ops dashboards. Built for carriers and brokers selling life and non-life products.
Live Journey Pulse
Pre-sales and post-sales in one flow.
Life Renewal
Follow-up sequence triggered after health review.
Conversion risk: MediumAuto Quote
Digital assistant asked for photos + license.
Next: Underwriter triageSME Property
Broker shared proposal. AI suggests bundling.
Upsell: Theft + FloodBuilt for modern carriers, brokers, and SME-focused distribution
Support every moment in the journey.
Unify pre-sales, sales, and post-sales with continuous context so every touchpoint feels tailored.
Pre-sales
Intent capture, instant eligibility checks, and smart nurturing for prospects comparing coverage.
- Conversational discovery and needs analysis
- Real-time underwriting pre-checks
- Personalized education for life and health
Sales
Fast quoting, guided data collection, and broker collaboration to close in-session.
- Dynamic quote configuration for non-life lines
- Secure document capture and e-sign
- Collaboration workspace for agents
Post-sales
Renewals, claims updates, and policy servicing with proactive retention triggers.
- Renewal outreach sequences for life policies
- Claims notifications and self-serve updates
- Churn-risk and cross-sell signals
Core modules for modern insurance teams.
Each module is designed to speed up sales velocity while keeping carriers compliant.
AI Messaging Studio
Orchestrate multi-channel conversations across web, WhatsApp, Messenger, and SMS.
Quote + Bind Orchestration
Connect underwriting rules, pricing engines, and eligibility checks in one flow.
Ops Command Center
See live pipeline health, SLA risks, and conversion blockers across lines.
Lifecycle Automation
Trigger retention, renewal, and cross-sell playbooks by policy event.
Agent Assist
Give brokers summary briefs, recommended next steps, and compliance prompts.
Data + Compliance
Audit trails, consent tracking, and policy data security baked in.
Packages built for carrier and broker teams.
Choose the rollout depth that matches your product lines, compliance needs, and distribution footprint.
Pilot
4-6 weeksLaunch a single line with a focused broker or digital channel to prove lift quickly.
- 1 product line + 1 channel journey
- Core integrations to CRM or policy admin
- Weekly enablement + KPI checkpoint
Growth
Quarterly scaleExpand across multiple lines with automation, broker assist, and conversion analytics.
- Up to 4 product lines + multi-channel
- Journey playbooks for sales + servicing
- Quarterly optimization sprints
Enterprise
Global rolloutFull carrier-grade deployment with regional compliance, custom integrations, and SLA coverage.
- Unlimited lines, regions, and broker teams
- Dedicated security + compliance workflow
- 24/7 ops support and governance
Model the ROI before you deploy.
Quickly estimate the impact of Kairo on conversion, service costs, and retention outcomes.
Quote-to-bind lift
+24% to +38%
From guided data capture and automated eligibility checks.
Service cost reduction
-30% to -46%
Self-serve policy updates and AI-assisted servicing.
Retention improvement
+12% to +19%
Proactive renewal journeys and claims updates.
Insurer ROI Snapshot
Annual impact (illustrative)
Payback
7.5 monthsNet gain
$5.5MROI multiple
3.2xExamples across life and non-life lines.
See how Kairo adapts to different products and distribution models.
Life + Health
Instant underwriting pre-checks, medical questionnaire guidance, and renewal nudges.
Property + Casualty
Quote intake for auto, home, SME property, and cyber bundles with fast document capture.
SME Distribution
Broker playbooks, multi-stakeholder collaboration, and renewal service at scale.
Enterprise-ready compliance from day one.
Data residency, audit trails, and granular access controls protect carrier operations and customer data.
- Configurable data retention policies
- PII redaction and consent tracking
- Role-based access control
Target uptime for core workflows
Pre-built integration templates
Faster broker turnaround time
FAQ for carrier deployments.
Focused answers for technology, compliance, and pilot execution planning.
How is Kairo deployed?
We support cloud or private VPC deployments with region-specific data residency controls.
What compliance frameworks are supported?
Audit trails, consent logging, and role-based controls align with carrier governance and regulatory needs.
Which systems can we integrate?
Policy admin, CRM, underwriting, and claims platforms integrate via APIs or secure middleware.
How long does a pilot take?
Most carrier pilots launch in 4-6 weeks, including data mapping, playbooks, and training.
Contact & Demo
Plan a tailored demo for your carrier team.
Share your product line and distribution goals. We will respond with a tailored walkthrough and pilot timeline.
Deliver a high-touch experience with digital speed.
Launch Kairo for your carriers and brokers within weeks. Start with a pilot in one product line and expand.